Traffic tickets can have lasting consequences on your driving record and your insurance. Unfortunately, many people pass off their traffic ticket as a minor issue and simply pay the fine without realizing how it could affect their driving record, car insurance premiums and driving privileges. Before paying the fine you should know that when a person disposes of a traffic ticket by mailing in the fine and court costs, they are admitting responsibility for the infraction and the payment of the fine and costs is treated as a conviction.
A conviction for a traffic offense such as a speeding ticket will usually result in the assessment of both driver's license points and insurance points. The number of drivers license points assessed depends on the offense and range from 1 point, for minor moving violations to 5 points, for passing a stopped school bus. When a person accumulates 12 driver's license points, their license can be suspended for up to 60 days for the first suspension. A second suspension can be for up to 6 months and subsequent suspensions can be for up to one year each. Hiring a Traffic Attorney can help you reduce the penalty you will incur.
|Insurance Points Assessed||Percentage of Rate Increase|